What is OTP?

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What is OTP: OTP means One Time Password. Which is also known as One Time Pin.

This is the password for a computer or digital device that can be used only once. OTP is a 4 or 6-digit security code. Which is sent as an SMS to your registered mobile number.

If you make any online payment. So to complete that transaction, you get an SMS on the registered mobile number. Which is called OTP (One Time Password). The payment is done only after filling it there. You must have often noted while making the payment. That without entering OTP your payment cannot be completed. Even if you enter the wrong OTP, your payment is not done.

Apart from this, if you log in to any website like Google Pay, Phone Pay, etc. Even then OTP comes on your Registered Mobile Number. Only after filling which you are able to log in. OTP is used only once.

How is OTP generated?

Algorithms are used to generate OTP. It uses two inputs. The first is Seed and the second is Static Value. which never changes. It is generated at that time. When a new account is created. Apart from this, the moving factor varies. That’s why we get a new OTP every time.

In this, OTP is valid for a short period on the basis of time synchronization between the Authenticator Server and Client.

A new password is generated based on the mathematical algorithm.

Why OTP is used?

OTP password is more secure than a normal password. A normal Password is created by the user himself to secure his account. Any hacker can break the normal password in no time. That’s why all online service companies use OTP passwords. By which your account remains completely safe.

This OTP is set by the service provider company to you either through an OTP message or by voice call or on your mail. Due to this, it becomes clear to the company. That user is an Authorized User. With this, the user’s account is completely safe.

Do not share OTP with anyone

You must have received a message. That’s what you mean by your Don’t Share Your OTP With Anyone. That you do not share your OTP with anyone. OTP usually works as Two Step Authentication. Which plays an important role in preventing the theft of money from your bank account through online transactions. If your debit card or credit card is lost somewhere, and if someone tries to do the online transaction with him then he will need OTP and OTP always comes on your registered mobile number only. In such a situation, it may be that someone asks you for OTP, but you should not share OTP with anyone.

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